Franchise Financing & SBA Loans For Restaurants
Gulf Coast Small Business Lending specializes in restaurant & franchise finance. We are a nationwide SBA Preferred Lender offering restaurant & franchise loans that are designed to meet your unique borrowing needs.
We offer great terms and competitive rates to borrowers across a range of restaurant and franchise concepts on loans up to $5,000,000.
Our Process:
Applying
To apply for a restaurant or franchise loan, provide us your contact information and a real person will reach out to you to discuss your financing needs and assess how we can help. Our goal is to make applying simple and painless.
Underwriting
We collect documents and assign one specific Loan Underwriter to speak with you regularly to help us thoroughly understand your restaurant or franchise opportunity.
Funding
Once your restaurant or franchise loan has been approved, a dedicated Closing Specialist will work with you to simplify documentation and arrange the funding of your loan.
Getting Started:
Franchise
We know franchising. Our team of franchise finance professionals have years of experience lending to thousands of stores across dozens of concepts. In fact, Gulf Coast Small Business Lending’s Restaurant & Franchise Finance team is proud to finance franchisees of some of the most recognized brands in the United States. If you are a prospective or existing franchise owner in need of financing, contact us today to get started.
| Flexible loans: | Up to $5,000,000 |
| Flexible advance rates: | Up to 90% Note: In select refinance and/or expansion projects we will consider the borrower’s equity position in the existing collateral which may result in zero additional cash injection on the new project. |
| Simple structure: | 7 – 25 years, fully amortizing, variable rates |
| Financing available for: | Commercial real estate acquisition, new construction, renovation/remodel/ reimage/relocation, business expansion or acquisition, start-up financing/new stores, leasehold improvements, debt refinance, purchase of equipment or inventory, partner buyout, development/ conversion, and/or working capital. |
| Easy and fast application: | Pre-approval within 5 business days |
SBA loans are subject to SBA eligibility guidelines and all loan products are subject to approval. Other terms and conditions may apply. See lender for complete details.
Non-Franchise Restaurant
We know restaurants. Our team of finance professionals have years of experience lending to non-franchise restaurants. If you are a restauranteur in need of financing, contact us today to get started.
| Flexible loans: | Up to $5,000,000 |
| Flexible advance rates: | Up to 90% Note: In select refinance and/or expansion projects we will consider the borrower’s equity position in the existing collateral which may result in zero additional cash injection on the new project. |
| Simple structure: | 7 – 25 years, fully amortizing, variable rates |
| Financing available for: | Commercial real estate acquisition, new construction, renovation/remodel/ reimage/relocation, business expansion or acquisition, start-up financing/new stores, leasehold improvements, debt refinance, purchase of equipment or inventory, partner buyout, development/ conversion, and/or working capital. |
| Easy and fast application: | Pre-approval within 5 business days |
SBA loans are subject to SBA eligibility guidelines and all loan products are subject to approval. Other terms and conditions may apply. See lender for complete details.
Loans Other Than for Restaurants or Franchise
Please visit our Gulf Coast Small Business Lending website for additional information. Click here.
About Us:
Our story…
Gulf Coast Small Business Lending, a division of Gulf Coast Bank & Trust, has earned Nationwide SBA Preferred Lender status. We are based in Dallas, Texas and provide government-guaranteed SBA 7(a) and 504, as well as USDA B&I loans to restaurant and franchise businesses across the country. Our borrowers own and operate a wide variety of businesses across many industries nationwide.
Referral Partners:
Gulf Coast Small Business Lending has earned the trust of restaurant or franchise borrowers by treating each relationship with respect and care. That same philosophy guides our approach to dealing with our referral partners.
We benefit from working with best-in-class referral partners to introduce us to the best loans and best borrowers. We encourage and reward referrals that come from brokers, sell-side agents, real estate brokers, investment bankers, banks, lawyers, accountants and other sources – all of whom know they can trust us to act responsibly.
National Presence:
We are a designated national PLP (Preferred Lender Program) lender; we can close deals anywhere.
Streamlined Process:
From application to underwriting to packaging to closing, our process is fast and efficient.
Referral Fees:
We compensate you when a loan closes.
To learn more, please contact us at 833.219.4019
Funded Loans:
We are pleased to share this listing of many (but not all!) of our funded loans: